What Are Employer Health Care Obligations Now?

Employer Health Care Obligations 2015

employer healthcare obligations 2015As the Obamacare Affordable Care Act battle continues in congress, employers are trying to figure out what their healthcare obligations are going to be to their employees.  Small companies with 50 employees or more need to have a Health Care Plan for employees who work 30 hours or more.  This is going to be costly and time consuming.  Small companies typically do not have the administrative and/or financial resources to keep up with changes in Health Care, Insurance Compliance and still run a business.

As the new Affordable Care Art takes effect, companies may struggle… but  they must fulfill their Employer Health Care Obligations or be fined. Employee Leasing is one of the best solutions to the Affordable Care Act.  Employee Leasing (not what it sounds like) has been around for a long time and is provided by a PEO (Professional Employer Organization).

What does a PEO do? 

PEO’s run like clockwork and allow a business owner to outsource employee management tasks, such as benefits, payroll and workers’ compensation, recruiting, and risk/safety management.  In short, when you sign up with a PEO your employees become part of a much larger company; a company that has tremendous buying power and influence over insurance carriers.  A PEO provides the insurance you need, and handles all of your payroll and payroll tax liabilities.  Sometimes a company will use a PEO (Employee Leasing) to get affordable workers’ compensation insurance.

How much does it cost to use a PEO?

A PEO charges a percentage of your total payroll which in most cases cost much less than paying your accountant, or your office administrator.

Learn more about the benefits of employee leasing.


Business Spotlight


Millard Roofing of Riverview, FL is our Spotlight Business of the month.  As a client of Simple Work Comp for over 16 years, Millard has maintained consistent growth backed by their quality service and A+ customer rating.  We are proud to represent them!

After being in the roofing industry for many years Mike Millard decided to start Millard Roofing, Inc in 1996.  Millard faced many obstacles when he began his business.  Not only were start-up costs an issue, changes in safety compliance, labor costs, supply shortages and skyrocketing workers compensation rates threatened the business’s success.

In 1999, Mike Millard gave Frankie VanDeBoe at Simple Work Comp a call where they discussed ways to help eliminate some of their workers compensation costs.  Frankie placed Millard Roofing with a highly rated employee leasing company to alleviate their rates and payroll costs.  “Being with an employee leasing company has many benefits,” says Mike Millard, “our rates are cheaper, we spend very little time worrying about payroll and there are no audits.”  He continued “We know we can call Simple Work Comp for anything and they are always going to look out for us.  Simple Work Comp has definitely gone out of their way for us on multiple occasions.”

Millard Roofing specializes in new construction and re-roofing for residential properties in the Tampa Bay area.  For more information on Millard call (813) 661-4522 or visit their website: www.millardroofing.com


Simple Work Comp is looking for partners

Simple Work Comp is offering a limited number of partnerships for expansion.

Simple Work Comp is recognized as a principle broker in the PEO industry; a brand renowned for its innovative marketing strategies and integrity.

For 15 years we have focused on steady growth and building powerful relationships with success driven business owners and individuals; people dedicated to securing the future of their business, families and lifestyle.

We are now organizing an elite group of independent brokers and agents to become owners in the expansion of Simple Work Comp and nation’s largest group of independent PEO brokers.

As a partner of Simple Work Comp you have the advantage of working alongside an established and trusted brand with – the resources to advance your business exponentially.

Increase your self worth. Step away from being micromanaged under the glass ceiling of corporate America. Build a business you can call your own, on your terms.


  • owning part of a 3 billion dollar company
  • securing long-term residual income
  • multiplying your book of business worth by 10x
  • profiting from other agents instead of competing with them

We have the formula and look forward to sharing this with you and your associates. Please contact us at 1-866-684-5684, or visit simpleworkcomp.com.


Frankie VanDeboe

Founder & CEO


Reduce Staff & Focus On Growth

A slowly growing employment and business trend known as “co-employment” could make more inroads into Central Pennsylvania in years to come. But at the moment, few businesspeople even know what it is and how it could benefit companies.

Simply put, co-employment… or employee leasing is not staffing. Instead, it is an agreement whereby your company hires, fires and manages your employees, like telling Joe Dude what job he’s working on today or how to deal with a client or that he’s underperformed and it’s time to go elsewhere.

In a co-employment business deal, what you won’t be doing is managing your employees’ benefits, taxes, payroll and even your compliance with workforce-related regulations.

That’s the job of your co-employment consulting firm, often called a “professional employment organization” or PEO, which is like having a benefits administrator, payroll company, accountant and general business consultant all rolled into one, according to a national PEO trade group.

“I always compare it to having someone do my taxes,” said Pat Cleary, CEO of the National Association of Professional Employment Organizations. “What he does is minimize my risk.”

Essentially, that’s what a PEO does: minimizes the risks associated with a small business getting its taxes, payroll or regulatory compliance wrong and paying huge fines or worse, he said.

The employees are full-time members of your company, and the liability is shared by the employer and the PEO, distinct differences from staffing firms.

PEO arrangements allow small-business owners to focus on growing their companies instead of worrying about the back-end nuts and bolts.

Owners went into business because they had a passion about something, whether it was fixing old cars or manufacturing, and PEOs allow them to focus on that passion.

Usually, companies using co-employment have between 20 and 500 employees.

Co-employment is helping small businesses around the country, but the reach of the trend is difficult to calculate.

PEO-using companies are growing about 12 percent faster than your average company. In 2010, the PEO industry grew by 14 percent to $81 billion in gross revenue, defined by total client payroll and fees paid to PEOs, according to the association. It based the numbers on its membership.

There are about 700 PEOs operating across the country, according to the association. But finding one near you could be difficult.

A search of the association’s PEO directory for Pennsylvania lists several in New Jersey and New York. Three PEOs were listed in Pennsylvania, one each in Pittsburgh, Montoursville and Weatherly. Cleary said the database is built on association membership and lists from states that require PEO registration.

Pennsylvania does not require PEO registration, according to the state Department of Labor & Industry.

The Business Journal called about 10 staffing and benefits companies as well as groups helping small businesses. Most groups either did not return phone calls or, if they did, were unfamiliar with co-employment and PEOs. Others often confused co-employment with staffing.

About 30 percent of PEOs also own staffing companies, so they can provide diverse services to client companies. In those cases, they might not be advertising the PEO service as heavily as their staffing. Either way, it’s not surprising that others are unfamiliar with PEOs even though they’ve been around for more than 30 years.

Grow your business – leave the management of employees to the experts at Simple Work Comp


Acrobats fall during Ringling Brothers Stunt

Ringling Bros. Accident – Huge Workers Compensation Claim Potential

Unfortunate events can have devastating results.  Equipment failures and human negligence can lead to so serious on-the-job injuries.  Having exceptional workers comp coverage can provide quality care for injured employees, and protect business owners from financial hardship.  The Ringling Brothers Circus accident at the Dunkin’ Donuts Center in Providence, RI is a recent example of a horrible unfortunate accident; an accident that may have long-term effects on the injured performers and may also result in a very costly insurance claim.

Find out if your business has the workers comp insurance you need.  Get a free policy review.


Positive Trends in Texas Workers Compensation

Texas Workers Compensation System Include Lower Costs for Employers

AUSTIN, TX – Declining workplace injuries and fewer claims for workers compensation benefits are leading to lower costs for employers, Commissioner of Texas Workers Compensation Rod Bordelon said today during invited testimony before the House Business & Industry Committee.  Read more

Looking for Texas Workers Compensation Insurance?

Affordable Texas workers compensation coverage available.

  • No Setup Fees
  • No Delivery Fees
  • No Long-term Contracts
  • No Termination Fees

Fast No-Hassle Quote


PEO Industry Press

nationwide workers compensation network
SimpleWorkComp Introduces “SimpleWorkComp Network

Tampa, Florida—August 15, 2013—SimpleWorkComp® a national PEO Broker today announced plans to rollout a new membership based concept titled “The SimpleWorkcomp Network“; a cohesive program targeting agents and peo brokers designed to assist them in fulfilling the needs of hard-to-place clients.

The program also provides agents and brokers the opportunity to easily expand their menu of products and services since the network administrators facilitate all sourcing and paperwork on  their behalf.

Recruiting began August 14th however the official launch is scheduled for August 23th in time for the NAPEO convention September 7th.  Membership is free for the first 500 recruits.

Free Member Benefits Include:

  • Personal Customized Webpage
  • Online Resources & Tools
  • Full Time Administrative Support
  • Access To National Markets

Form more information visit www.simpleworkcomp.com/network, or call SimpleWorkComp headquarters at 1-866-684-5684.  The nationwide workers compensation network.

Press Contact:
Arthur Leduc
[email protected]

Network Director:
Steven VanDeboe
[email protected]

Administrative Manger:
Joan Serrevalle
[email protected]


Franchise Workers Compensation Insurance

Franchise Workers Compensation Insurance

FOR IMMEDIATE RELEASE – Franchise Workers Compensation Insurance

June 12, 2013

A Private Label HR & Business Insurance Program for Franchises

Simple Work Comp, a national PEO Broker announced today the rollout of its new turn-key program for Franchises looking to assist store owners in finding affordable payroll and workers’ compensation services.

Store owners (Franchisees) pick and choose which Franchise endorsed products and services they will need.  Simple Work Comp then facilitates the acquisition of the products and services on their behalf, and continues to manage them at no cost to the store owner.

Most small business owners don’t have the time to shop for insurance or a solid payroll service that actually saves them money.  We leverage 15 years of buying power and knowledge to secure reliable options for our clients.  There’s no reason a small business should pay more just because they’re unsure of their needs.  We know what they should be paying and where the best coverage is, state by state.”

Frankie VanDaBoe, Founder & CEO

For more information visit www.simpleworkcomp.com/franchise, or call Simple Work Comp at 1-866-684-5684.


Seeking New PEO Partnerships

As a result of the recent spike in our economy, we have experienced a tremendous amount of activity from companies large and small seeking PEO services.  We are currently looking for a new partner that is willing to write new business, some of which is not perfectly clean and struggling to find coverage in the open market.

Simple Work Comp is a multi-state PEO broker with a proven track record of over 15 years.   We are looking to join forces as an effort to become creative and find new ways to write this business in a timely manner without compromising the quality of service our clients have come to expect.

For more information please contact me directly at 1-866-684-5684.


Frankie VanDeBoe
Founder & CEO



Increase Annual PEO Quote To Sales Ratio

SimpleWorkComp & Payroll Consultants can help strengthen your PEO business.

Increase your PEO Sales

If you’re not writing the business… someone else is. Capitalize on the business you’re walking away from and let SimpleWorkComp earn you residual income on the deals you’re not able to write. We do all the work; you share in the profit.

Empower your sales people with opportunity… motivate them with confidence.

Get more production from your PEO sales people. Empower with the opportunity to pursue new business… instead of passing it to a competitor. Motivate them with the confidence of knowing they will close a larger percentage of the prospects they pursue.

Retain High-Risk Non-renewable PEO Clients

Working with SimpleWorkComp gives you the opportunity to retain high-risk unprofitable PEO clients, and the ability to gain new ones without assuming the risk.

Leverage Your Assets

With the ability to write new business your ROI will increase with each advertising dollar you spend.

Please do not hesitate to call us toll free at 1-866-684-5684



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