COBRA Benefits: Types of Plans – what is required

  • If you are a small business who is required to follow the requirements of COBRA, there are a variety of plans that generally need to be offered to employees when COBRA is triggered. This requirement may be in addition to workers compensation claims filed by the employee.  Note that each of these plan types only need to be offered if you already offer them to your employees as part of your employee benefits package.

    • health care plans
    • medical spending accounts
    • dental plans
    • vision plans
    • hearing plans
    • prescription drug plans
    • alcohol and substance abuse plans
    • mental health plans

    The following are types of benefits that you do NOT need to offer under the requirements of COBRA:

    • life insurance
    • disability insurance
    • retirement plans
    • vacation plans
    Call Now Button